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DuePoint Review (2025 Update): Is It a Scam or a Legit Way to Make Money in South Africa?

If you have been on Facebook, TikTok, or WhatsApp lately, you have probably seen someone promoting DuePoint as an easy way to earn “passive income” from home.

But what is the truth?

Is DuePoint a legitimate business opportunity, or is it just another MLM-style system that benefits only those at the top?

In this detailed DuePoint review, we will break down how the company works, where your money really goes, and why thousands of South Africans have joined, only to quit disappointed.

By the end, you will understand why I don’t recommend DuePoint and how affiliate marketing gives you a more transparent, sustainable, and long-term way to earn online.

Table of Contents

🧩 What Is DuePoint?

DuePoint is a South African business opportunity owned by Constantia Insurance is a established insurance service companies.

Launched in 2016, DuePoint allows ordinary people to earn money by referring others to buy Constantia insurance services.

Here’s how it is usually promoted:

“Sign up, share the opportunity, build your channel, and earn a recurring income for life.”

On paper, that sounds great.

In reality, DuePoint works more like a multi-level marketing (MLM) system than a real business model.

You do not sell a unique product you own, you are simply recruiting others to join and sell insurance services on behalf of Constantia.

⚙️ How Does DuePoint Work?

The process looks simple, but once you join, you realize it is heavily structured around recruitment.

You sign up for free through a referral link.
You are encouraged to invite others to join your “channel.”
Those who join must also buy Constantia’s insurance plan (like life or funeral insurance).
You earn points and small commissions from every active policy sold in your downline.
To unlock higher income levels, you need to keep recruiting new people who do the same.

In short, your success depends less on the actual product and more on your ability to recruit continuously.

💰 The DuePoint Compensation Plan Explained

DuePoint pays you based on a tiered reward system, similar to most MLMs.

Here’s a simplified breakdown:

You earn R55 per product per month from people you directly refer.
You earn smaller amounts from referrals made by your recruits (your “downline”).
You can qualify for rank bonuses, travel rewards, and lifestyle prizes — but only if your channel stays active.

The problem?

The majority of members never reach those higher ranks because the system is mathematically built to reward only the top recruiters.

If you stop recruiting or if your downline cancels their policies, your income drops immediately.

Watch this Duepoint Review for more details

🧮 Why Most People Don’t Earn with DuePoint

DuePoint’s website claims that “thousands of people are earning every month.”

But if you dig deeper as I did you will find that the average member earns nothing or less than R500 per month after months of effort.

Here’s why:

Recruitment fatigue: The market quickly saturates because everyone is selling the same insurance packages.
No real ownership: You don’t own any product or brand; you’re building someone else’s company.
High cancellation rates: Once people realize the costs, many cancel their policies, and your points disappear.
Complex compensation: You can’t clearly calculate your income; it’s controlled by DuePoint’s internal system.

This structure mirrors a pyramid-like model, where the few at the top make consistent income while the rest struggle to break even.

🚨 Is DuePoint a Scam?

Technically, DuePoint is not an illegal scam because it sells real insurance products.
However, from an ethical standpoint, it’s built like an MLM-style recruitment system that prioritizes new sign-ups over product sales.

The main issue is how it’s marketed.
Most promoters promise “financial freedom” or “residual income,” but they rarely mention:

The ongoing effort required to maintain your channel.
The high dropout rate.
The lack of control over your customers (you’re not the policy owner).

If you stop recruiting, your “residual income” fades quickly — which makes it unsustainable as a long-term business.

📉 Why DuePoint Is Fading in 2025

When DuePoint launched, it attracted massive attention on social media.
But by 2025, Google Trends shows a significant decline in searches for “DuePoint.”

Why?

People are realizing that MLM-style businesses are hard to sustain.
More South Africans are shifting to affiliate marketing, freelancing, and digital side hustles.
Platforms like Wealthy Affiliate are giving people tools to build real online businesses — not just sell someone else’s insurance.

Even on Trustpilot and HelloPeter, you’ll find dozens of complaints about unpaid bonuses and misleading expectations.

🧠 MLM vs. Affiliate Marketing — The Key Difference

Feature	Multi-Level Marketing (MLM)	Affiliate Marketing
Business Ownership	You promote company products only	You choose any product or niche
Income Source	Recruiting others	Selling or recommending products
Transparency	Often complex and unclear	Simple and trackable
Startup Cost	Usually high	Often free or low cost
Sustainability	Depends on continuous recruitment	Builds long-term passive income

With affiliate marketing, you control your business. You can promote digital products, software, courses, or anything that matches your passion — without recruiting anyone.

💡 A Better Alternative: Start Affiliate Marketing

Instead of chasing downlines and points, you can build an independent online business that earns while you sleep.

Affiliate marketing allows you to:

Work from home or anywhere in the world 🌍
Promote products you trust
Earn commissions without recruiting
Build passive income streams that grow over time

The best part?
You can start for free with my 7-Day Affiliate Bootcamp, where I personally guide beginners step by step.

👉 Join my Free 7-Day Affiliate Bootcamp
👉 Learn how I make money online with Wealthy Affiliate

🧭 Final Verdict: Is DuePoint Worth It?

If you’re looking for real financial freedom, DuePoint is not the answer.

While the company itself is legitimate, its business model depends too heavily on constant recruitment, limited transparency, and high attrition rates.

Most people who join end up quitting after realizing:

They’re not building a real business
Their “income” depends on others’ activity
The promised “residual income” disappears once recruitment slows

That’s why I no longer recommend DuePoint to my readers.

Instead, I recommend investing your time in learning affiliate marketing, where your income is based on your skills, effort, and audience — not recruitment.

🏁 Conclusion

DuePoint may look attractive at first glance, but once you dive deeper, it becomes clear that it’s a recruitment-driven system with limited earning potential for the average person.

If you truly want to make money online, start with something that empowers you — not a corporate pyramid.

🎯 Start your journey today:
👉 Join my Free 7-Day Affiliate Bootcamp
👉 Get lifetime training and tools at Wealthy Affiliate

You don’t need to chase people to join your downline.
You need a system that builds your brand, your audience, and your income.
That’s affiliate marketing — and it’s the smarter, safer, and more ethical path forward in 2025.